How Asset Tokenization Is Reshaping Access to Financial Products – Onchain 2025 Highlights

by Michael Waitze | May 2, 2025

What if the very way we think about money and investments is about to change forever? As we navigate the complex worlds of traditional finance, fintech, and Web3, a provocative question emerges: Should every financial asset be tokenized? Some argue that tokenization brings transparency and accessibility to financial products, especially in emerging markets, while others caution against the blanket application of this technology. Are we on the brink of a financial revolution, or are we simply chasing a trend without fully understanding the implications?

At Onchain 2025 in Bangkok, recorded at the Sofitel So by Michael Waitze, the host of the Asia Tech Podcast, we captured more than 10 conversations that challenged some of the deepest assumptions in finance.

The debates were passionate and layered. Some experts championed tokenization as a force for transparency and accessibility, particularly in emerging markets where traditional systems often fall short. Others urged caution, warning that not every asset — or market — may benefit from being put on-chain.

As we dig deeper into this conversation, the complexities become even more apparent. Is tokenization simply another tool that can empower individuals with greater control over their investments? Or is it a transformative force that could fundamentally disrupt the fabric of traditional finance? While it offers the promise of enhanced liquidity and lower costs, not all assets may be suitable for tokenization. What should be tokenized — and what should remain untouched?

The future of finance may very well depend on how we answer these critical questions.

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