In this episode of ATP, Paul Harapin, Head of Asia Pacific and Japan at Stripe, explains how Stripe’s technology, now processing $1.4 trillion annually, is driving a shift from simple automation to intelligent, adaptive financial systems.
Some of the topics that Paul covered in detail:
- AI is now deeply embedded into Stripe’s ecosystem, not just to optimize existing processes like fraud detection, but to reshape entire money flows.
- While generalist AI platforms like OpenAI and Perplexity dominate headlines, AI purpose-built for specific industries is where much of the near-term value is being created.
- Asia Pacific isn’t just participating — it’s leading the charge into real-time payments and alternative rails.
- How Agentic AI will eliminate traditional bottlenecks between sales, payments, and customer service, especially for SMEs and startups.
- Stablecoins are poised to revolutionize remittances, treasury management, and cross-border B2B commerce, especially in emerging markets.





