EP 369 – How Is AI Transforming the Way Businesses Handle Money Movements? – Paul Harapin – Stripe

by | May 14, 2025

The way businesses move money is undergoing a major transformation, powered by advancements in AI, real-time payments, and stablecoin technologies. AI is no longer just automating basic tasks; it is enabling intelligent systems that can think, adapt, and optimize financial operations on the fly.

In this episode of ATP, ⁠Paul Harapin⁠, Head of Asia Pacific and Japan at ⁠Stripe⁠, explains how Stripe’s technology, now processing $1.4 trillion annually, is driving a shift from simple automation to intelligent, adaptive financial systems.

Some of the topics that Paul covered in detail:

  • AI is now deeply embedded into Stripe’s ecosystem, not just to optimize existing processes like fraud detection, but to reshape entire money flows.
  • While generalist AI platforms like OpenAI and Perplexity dominate headlines, AI purpose-built for specific industries is where much of the near-term value is being created.
  • Asia Pacific isn’t just participating — it’s leading the charge into real-time payments and alternative rails.
  • How Agentic AI will eliminate traditional bottlenecks between sales, payments, and customer service, especially for SMEs and startups.
  • Stablecoins are poised to revolutionize remittances, treasury management, and cross-border B2B commerce, especially in emerging markets.

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