In this episode of ATP, Samantha Ghiotti, a co-Founder and CEO of Habitto and Shwetank Verma, a co-Founder and Managing Partner at Leo Capital, discuss how these differences illuminate why digital public infrastructure, identity systems, interoperable payment rails, and secure data-sharing frameworks, will be central to the region’s next phase of fintech growth.
Some of the topics that Samantha and Shwetank discussed in detail included:
- Digital public infrastructure will be the primary catalyst of innovation
- India’s public digital infrastructure is more advanced than much of the rest of the world
- Southeast Asian startups still cannot scale like founders imagined back in 2012
- Data sovereignty is the next big battle and the markets where data portability becomes a norm will see faster innovation
- The next decade of Asian FinTech will be defined by convergence, building infrastructure that prioritizes stability, trust, and long-term consumer protection
