EP 411 – The Importance of Trust and the Future of Claims – Julien Condamines and Shwetank Verma

by | Jan 28, 2026

Insurance is undergoing a subtle but profound transformation, one that will ultimately redefine trust, customer experience, and the very nature of protection. It is entering a pivotal shift from slow, reactive processes to experiences that feel immediate, intuitive, and nearly invisible.

In this episode of ATP, ⁠Julien Condamines⁠, co-Founder and Chief Revenue Officer at ⁠NOVOai⁠,  explains, trust is the core challenge. While ⁠Shwetank Verma⁠, o-founder & Managing Partner, ⁠Leo Capital⁠, highlights how Asia’s digital infrastructure is accelerating this transformation, from nationwide identity systems to frictionless payment rails.

 

Some of the topics that Julien and Shwetank covered in more detail include:

  • Claims continue to be the moment of truth when a policy holder is most vulnerable
  • In this context, claims at scale, still generally run on outdated systems and processes
  • AI has reached a point where it is finally good enough to make sense of messy, real-world claims
  • The claim form itself is becoming obsolete as true digital transformation takes shape
  • As always, the biggest barrier to change isn’t technology, it is organizational fear

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